Steve and the Complete Capital team bring financial planning and lending together, so every recommendation accounts for the full picture — not just one piece of it.
Most people end up with their financial planning and their lending handled by two separate people who never talk to each other. Complete Capital brings both under one roof — so your mortgage strategy accounts for your retirement plan, and your investment strategy accounts for what you're borrowing.
Steve and the Complete Capital team bring financial planning and lending together under one roof — so the advice you get on one side of your finances always accounts for the other.
Steve works with you to build a plan around retirement, super, insurance, and everyday money decisions — one that adapts as life changes.
A clear plan for the income and lifestyle you want in retirement — built around your numbers, not a rule of thumb.
Learn more →Life, TPD, income protection, and trauma cover for your family — plus business, sports, and home insurance.
Learn more →Contribution strategy, fund consolidation, and SMSF guidance to keep your super working as hard as you do.
Learn more →Cash flow foundations and an investment strategy aligned to your goals and comfort with risk.
Learn more →From your first home to your next investment property, vehicle, or business venture — our lending team, including mortgage broking and business lending, helps you structure finance that fits your bigger plan.
Pre-approval, loan structuring, and lender comparisons to get you into your first or next home with confidence.
Learn more →Investment loan structuring and portfolio strategy to help your property investments work harder.
Learn more →Novated leases, chattel mortgages, and car loans compared side by side to find the right fit.
Learn more →Equipment finance, working capital, and expansion funding structured around how your business actually runs.
Learn more →Updates on superannuation, tax, and financial planning from Steve and the team.
There were nearly four times as many new residential loans written using limited recourse borrowing arrangements in FY2026 than the ATO’s data indicate, and the ban on LRBAs could have a greater impact on housing supply than the government suggests.
Read more →Two significant deeming thresholds increased on 1 July 2026, the one at which the higher deeming rate of 3.25 per cent applies, and the income-free threshold at which income in excess of the threshold begins to reduce the maximum age pension amount.
Read more →A healthy super balance doesn't always rule you out of the Age Pension
Read more →New SMSFs that are required to lodge a self-managed super fund annual return by 31 October should start preparing now, the ATO said.
Read more →The introduction of Division 296 has highlighted the value of contribution splitting and increased the usefulness of account equalisation strategies for both lower and higher-balance members, SMSF Alliance principal David Busoli has stated.
Read more →Making the most of your peak earning years
Read more →Videos, secure file transfer, and financial calculators — useful resources whenever you need them.
Short, plain-English videos on financial planning topics — worth a watch before your next appointment.
Watch videos →A safe way to send us sensitive documents — financial statements, identity documents, and anything else that shouldn't go through regular email.
Send a file securely →Financial calculators to estimate, plan, and model scenarios. A useful starting point for the conversations that matter.
Open calculators →Book a free initial consultation — no obligation, just an honest conversation about where you're at and where you'd like to be.