READY TO GET YOUR DREAM HOME?
It's a good time to buy, but even better when you get the right team on your side.

HOME LOANS TO SUIT EVERYONE

Whether you are looking to buy your first home, renovate, refinance or invest, we’re here to negotiate the right home loan for you.

FIRST TIME HOME BUYER?

Buying your first home is an exciting, but big step to take and one that comes with many questions and decisions. The first big question is how much you can borrow and what your likely repayments will be.

INVESTING IN PROPERTY?

Research and having the right people to help you are the keys when investing in property. It definitely pays to do your homework on the property market before you dive in, and we’re thrilled to be on board to help you when it comes to financing your decision.

BUYING ANOTHER HOME?

We can help you find a loan that suits your particular needs, help you complete the paperwork, professionally package it with your supporting documents and submit it to your chosen lender

REFINANCING A HOME LOAN?

As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate or maybe you want to start that renovation project.

EASY

We’ll look at your current loans and financial circumstances, then research and find the right solution for you. We take care of the paperwork, manage the application process and then take it through to settlement.

QUICK

We can get things moving quickly. We’ll work with our lender networks and contacts, securing your finance as fast as possible.

MORE

Lenders will ask you to take out insurance on your new property. We can help you arrange cover to keep the approval process moving quickly and save you money and time.

YOU FIRST

We work for you and not the bank. We get to know you personally to understand your unique circumstances. From our experience we know which lenders will have the product that will meet your needs.

PERSONAL OR BUSINESS REASONS, WE CAN FIND THE BEST HOME LOAN FOR YOU.

WE DO THE HARD YARDS FOR YOU.

JUST SIT BACK AND RELAX.

FIRST TIME HOME BUYERS

Buying your first home is an exciting, but big step to take and one that comes with many questions and decisions. The first big question is how much you can borrow and what your likely repayments will be.

That’s where we can help, we’ll do all the legwork for you. We will be able to compare home loans across hundreds of products available from Australia’s leading lending institutions. And because you’re a first home buyer, you may be eligible for a first home buyer grant. This is a grant available to Australian citizens or permanent residents who wish to buy or build their first home, which will be their principal place of residence within 12 months of settlement. As grant conditions vary from state to state, contact an AFG broker to find out how much grant money you could receive.

We will also liaise with the lender, your conveyancer and your real estate agent. Basically, it’s our job to do all the hard work and you can focus on finding the right home for you. We’ll be there every step of the way to guide you through the entire home loan process – from application to approval.

BUYING ANOTHER HOME

Buying property can be exciting and daunting at the same time. We’re here to help to ensure you’re armed with the right information to help you make the right decisions. We have access to hundreds of loans from a wide variety of lenders and will work with you to find the loan that suits your individual circumstances.

The different types of loans

There are literally hundreds of home loans available, with new products emerging all the time. As a broker we can help you find a loan that suits your particular needs, help you complete the paperwork, professionally package it with your supporting documents and submit it to your chosen lender.

Once you have an idea of your options, give us a call or email us and we’ll continue the legwork for you and arrange a time to meet to present the right options in detail.

INVESTING IN PROPERTY

It definitely pays to do your homework on the property market before you dive in, and we’re thrilled to be on board to help you when it comes to financing your decision. Recent share market slides, tight rental markets in most capital cities and a whiff of increase in property prices are seeing many mum and dad investors retreat to bricks and mortar.

Generally, property in Australia is still considered to be a sound investment due to steady and consistent increases over time. But it’s not a quick win. Property usually has a seven to ten year cycle, with highs, lows and steady stints in between. Fortunately, an ongoing housing shortage in Australia and a tax system that allows negative gearing on property (where any investment losses can be claimed as tax deductions) continue to favour housing as a solid, long-term investment.

But credit has tightened in the wake of the Global Financial Crisis so lenders are more cautious about who borrows and for what. We are here to help find the right lender and loan for your circumstances in this new environment. We can also wade through the many investment loan options on offer, leaving you more time to find the ideal property.

INVESTING IN PROPERTY

As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate? Maybe it’s the advent of school fees, or perhaps the kids have flown the coop? Or maybe that leaking shower or tired kitchen has just reached the end of its life.

A shift in circumstances may mean it is time to revisit your home finances. For many, the idea of refinancing a mortgage can be daunting. Fees, fixed versus variable interest rates and monthly charges all need to be considered.

The right refinanced loan could help you pay off your mortgage faster and for less, clear unhealthy debt or help you upgrade and add value your home, all of which are steps in the right direction.

WORKING WITH YOU, NOT AGAINST YOU.

WE AIM TO GIVE YOU THE BEST EXPERIENCE.

HOME LOANS TO SUIT EVERYONE

We can come to you, you can come to us or you can call us. Its your choice.

PH: 1300 767 967

You can ask for your adviser or ask for a local representative.

Address

Suite 2, 63-65 O’Shanassy St

Sunbury, Vic 3429

Postal Address

P.O Box 905

Gisborne, Vic 3437

Phone: 1300 767 967

Email: loans@completecapital.com.au

Copyright notice: Copyright 2019 Complete Capital Pty Ltd Australian Financial Services Licence No. 409424